About the Author
J. David Dresher
J. David Dresher chairs the Banking and Financial Services Practice Group at Bradley Arant Boult Cummings LLP, and represents banks and other lenders, advising them on product development, disclosures, regulatory compliance requirements, and risk assessment with emphasis on RESPA, ECOA, TILA, and Fair Lending. Dave can be reached at email@example.com.
In a major win for the mortgage lending industry, the U.S. Supreme Court last month ruled unanimously that the prohibition under the Real Estate Settlement Procedures Act (RESPA) on splitting fees requires at least two persons to satisfy the statutory requirement of Section 8(b), 12 U.S.C. § 2607(b).
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