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As any deep-sea fisherman knows, blood in the water tends to attract sharks.

In recent years, the waters of the U.S. health care system have been increasingly stormy and dangerous, with spiraling medical costs and an economy that's transitioning away from manufacturing and toward service industries. Employer-sponsored health insurance is covering a smaller share of the U.S. population every year, and public costs are increasing exponentially as more individuals find themselves without insurance and unable to pay their medical bills.


Michael T. Burr

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